Oscar Wilde. Arguably the most popular playwright of his time, it is the general consensus that even today, his teachings hold relevance in society. You would be hard pressed to find a modern day English Literature syllabus without the teachings of Oscar Wilde, as so much can be learned from his written word. And it is not hard to see why – in writing this post, we actually had trouble narrowing down the few quotes to use, because so many were useful and applicable to the message we are trying to convey to our readers.
Oscar Wilde was a literary genius. He famously said, “Nothing that is worth knowing can be taught.” In saying this, he means that we learn the most valuable, important lessons through experience alone. Being taught such things from others is no substitute for having gone through it yourself. Now by no means are we suggesting people should deliberately put themselves in undesirable financial situations, but according to Oscar Wilde, knowledge is no substitute for experience. Put into context; struggling financially is the best way to learn first-hand about financial management, as opposed to hearing through the grapevine that you should cut down on your spending, or that learning to budget would be beneficial for your bank balance. So despite the seriousness of your financial situation right now, there are positives you can take from it.
Right now, are your thoughts consumed by bankruptcy? Are you thinking that you have nothing left that could possibly be of any value? Think again. “A cynic is a man who knows the price of everything, and the value of nothing.” Put simply, focusing entirely on money means you may be overlooking things that are valuable in other ways. Something doesn’t have to have a monetary value to be valuable to you. How about the value of friendships, laughter and the enjoyment you get from your favorite past times? These can all lift you up during your financial struggles and help you to remember that bankruptcy is not the end. It is just a flip on your financial radar.
Wilde was very good at noticing the similarities and differences between people, and tying these into his core life philosophies. “We are all in the gutter, but some of us are looking at the stars,” and “To live is the rarest thing in the world. Most people exist, that is all,” are just two examples of this. He is highlighting that despite being all the same – all being ‘in the gutter’ – our perspectives and visions determine our direction in life. To the few of us that aim high – ‘some of us are looking at the stars’ – then that is the way we can elevate ourselves to success and greatness, and out of the gutter. The second quote has the same message; it is the rare few who see things differently and get that little bit extra out of life – in doing so, they are living as opposed to just existing.
Are you living, or just existing? Are you letting your bankruptcy take over? If the answer to this is yes, then it is time to plan a strategy. Look for a reputable provider for the required Credit Counseling and Debtor Education to file for bankruptcy. Affordable Bankruptcy Courses offers the EOUST-approved online courses available in both English and Spanish, with no phone call required for certification.
The bankruptcy process is tough, but it is a learning curve. Try to ask yourself what you can take away from the situation you are in now. What have you learned? Perhaps you could reconsider your spending and saving patterns, and how you could reduce your overspending. After all, “Everything in moderation, including moderation.”